A health insurance policy, also termed medical insurance policyis needed to secure your health and keep away the financial stress of expensive medical treatment. Getting insured means, you have an agreement with an insurance company that would compensate for the expenses required for your health treatmentincluding costly surgeries, accident hospitalization, critical illnesses, etc. during the term of the policy. It will reimburse all the hospital bills on your behalf so that you never have to worry about finances when you or your closed one’s health is not well. An all-inclusive health insurance policyfrom a reliable insurance company covers all the essential costs of hospitalization, medical facilities required at home, ambulance charges, daycare expenses and many more.
Health insurance is essential to maintain the quality of life whenmedical treatment costs and hospitalization expenses are skyrocketing. You need insurance to stay covered against minor to major illnesses or accidental injuries. Also, you can even protect your family along with yourself with a policy. Therefore, it is time that you consider a health insurance policy for you and your family.
Choosing a comprehensive health insurance plan will assure your treatment during a sickness or health emergency that needsheftymedical expenses. These are the benefits that you get froman insurance policy of BimaBucket.
Inclusive coverage- Our insurance policy is customized to cover all types of medical expenditures that you need for treating any minor to major health issue, accidental injury, surgery, critical condition, seasonal illness, etc. It includes expenses for pharmaciesand diagnostics too.
Coverage for Hospitalization- Our insurance policy is meant to cover all expenses incurred for hospitalization which include the costs before and after admission.
Cashless Facility- When you or a family member needs to be hospitalized, you never have to worry about arranging all the cash. We will take care of that and settle the payment with the hospital, given that it is in our network.
Pre-existing diseases- If you already have some pre-existing health condition or illness, our insurance plan will cover the disease after a certain waiting period.
Tax Benefits- Just like any health insurance plan, you can get the tax deduction benefits with our insurance plan. Under section 80D of the IT Act, you can claim a tax deduction on your policy premium.
To buy the best health insurance policy, here are a few things that you should consider.
Claim procedure- The easier the procedure of claim settlement is, the better it is to get insured. A quick and simple settlement process along with the assured services of a customer support executive is what you should look for.
Coverage for Family Members- A health insurance policy is hardly useful when it does not cover the medical expenses of yourfamily members. You should choose a policy that provides coverage for your immediate family members like spouse, children, and parents.
Total Sum Insured- It is a crucial consideration while getting a policy that covers you as well as your family members during the term. Annual income and age must be the deciding factors while choosing the sum insured under your insurance policy.
Network Hospitals- Considering thenetwork hospitalsof your insurance company is essential to check whether your preferred hospitals are on the list. The higher is the number of network hospitals, the more convenient it is for you to choose the best hospital. .
Premium- Do not forget to consider the premium amount while buying an insurance policy as you have to keep paying it for the long term. Make sure to choose a policy whose premium is reasonable and will not create a financial strain on you.
Here are the top reasons why you should buy a health insurance policy from BimaBucket.
Expansive Network- We have an exclusive network with thousands of health care providers or hospitals to provide you with hassle-free service.
Quick Settlement of Claim- Our insurance policy offers quick initiation and settlement of claimsensuring that you do not have to take any stress in the times of medical emergency.
Track Record of Claim Settlement- We have nearly 95-98% claim settlement ratio in all our previous years.
Affordable Premiums- Our insurance policycomes with highly affordable premiums so that it never becomes a financial burden for you.
24x7 Customer Support- We ensure you 24x7 availability to our customer support services through call, chat andemail.
Choose BimaBucket for buying your health insurance policy! We can help you get the right and comprehensive policy as per your health requirements and financial condition.
